Teach English abroad health insurance options

When you decide to teach English abroad, you will be faced with many interesting and exciting opportunities but there are also a few challenges you will need to sort out before you leave.

One of the challenges is finding teach English abroad health insurance.

No-one wants to get sick but things happen.

When you start researching countries where you would like to teach English abroad, one of the areas you must look at is health. A good place to start is the Centers for Disease Control and Prevention (CDC).

There is a possibility that when you are offered a teaching job that the local employer may provide health insurance. If this is the case, make sure that you understand exactly what is and is not covered. The last thing you need is to assume coverage and then find out that there are serious treatment or cost limitations. You will probably find that you need to get your own coverage anyway.

Where and how to get teach English abroad health insurance

  1. We recommend that you get health insurance.
  2. The health insurance you will get will almost certainly be private.
  3. There are a few options that you should investigate.

Check your current health insurance (personal or family coverage)

If you already have health insurance, ask the insurer if you can pay a supplement to cover you for the period that you will be abroad. Your current health insurance may be able to give you this option. Speak to your health insurance representative first to find out whether your current health insurance company will allow the extra coverage, the terms and conditions and how much extra you will have to pay.

Check your credit card health insurance

Some credit cards include health insurance, personal accident insurance and travel insurance as part of the service. Check with your credit card company to see if health coverage is included. Ask them whether it will cover you abroad, where it will cover you abroad and exactly what is covered.

Check if there are reciprocal health services

This is a less common thing but if you are from a country that has a national (state) health system, there may be reciprocal coverage in the country where you want to teach English abroad. This definitely applies within the European Union. EU member nations have reciprocal agreements to treat each other’s citizens via the country’s national health service. For example: a British citizen can use the Spanish national health system free of charge and vice versa.

If your country has a national health system, check to see if your country has a reciprocal health agreement with the country where you want to teach English abroad.

Buy teach English abroad health insurance

If you cannot extend your existing health insurance, use insurance provided by your credit card or take advantage of a reciprocal health agreement, you must buy teach English abroad health insurance.

Teach English abroad health insurance global coverage

Here are three good sources that have been tried and tested.

  1. Assist Card (Global health coverage company)
  2. Aetna/American Express (Global health coverage company)
  3. Insure my trip (An insurance portal offering a wide range of health insurance options)

If you use these services, make sure that you are truthful about everything. If you get sick and you have not been honest when you bought the health insurance, you run the risk of the insurer denying your claim.

Buy local health insurance

It may be possible to buy health insurance locally and it is sometimes cheaper. The coverage, terms, conditions and prices will vary by insurer and by country.

You will have to buy local health insurance when you are in the country where you will teach English abroad.

Health insurance in Europe is generally a lot cheaper than in the USA. We are in Spain and a regular health insurance policy for someone with no serious pre-existing conditions will cost between 600 to 800 Euros a year. Almost all Spanish health insurance companies have zero deductible and cover 100% of just about everything (including hospitalisation) except dental.

Extra advice for choosing the best countries to teach English abroad

Want to learn how to teach English from the experts?

Contact EBC for more information about our accredited English teacher training courses and job placement program.

Contact one of our Student Advisers

Call Us Toll Free

Call us TOLL FREE from the USA, CANADA and UK. If we are closed, leave a message.  We'll call you back. CHECK YOUR TIME ZONE! EBC IS OPEN  FROM 9:30 TO 5:30, MONDAY TO FRIDAY. OUR TIME ZONE IS, 6 HOURS AHEAD OF US EAST COAST TIME.
  • USA and Canada call FREE: 1 888 393 4015
All other countries, call (+34) 915 553 975 (not toll free)
Highly Recommended! Everyone is helpful and the course itself was very helpful, especially for people who have no teaching background and would like to change careers.
Cheyenne Albon
08:00 10 Oct 18
I had a good time doing my TEFL here in Madrid with EBC. The classes always started on time with a very realistic approach used to teach. I would recommend people to do TEFL from EBC to learn good ways to teach English and make it fun for students.
gaurav swamy
12:52 05 Oct 18
i learned a lot of strategies in teaching.I took the intensive 1 month course and it was really hard work but it was well worth it. Thanks a lot to our amazing teacher. I was so happy to receive my Certificate.Thanks alot EBC for everything.
lhiz Velasco Cabales
08:27 05 Sep 18
EBC is a wonderful academy. I attended an intensive course to gain my TEFL/TESOL qualification. The teaching was in-depth, covering skills, general and business English, as well as how to teach children and adults. All of this was imparted by our professional guide, John. Thank you to all the staff who went out of their way to be encouraging and helpful. It has been a memorable experience!
Michelle Fernández
18:00 02 Sep 18
Great course with an awesome staff. All aspects of teaching, grammar, finding work and even living in Spain are covered in great detail. Would recommend highly to anyone looking to do their TEFL.
Joe Kemp
12:53 31 Aug 18
Excellent and very comprehensive programme. Our instructor taught us everything we need to know about teaching English. The practice teaching sessions we did are great experience for the real world and I now feel confident that I can teach professionally. Thank you John for your commitment and dedication.
Susi Santorelli
12:03 31 Aug 18
Totally recommend EBC. A thorough course, well worth the money and with highly qualified instructors. I had never taught before taking this course, but the 8 hours teaching practice makes you feel so prepared. They answered every single one of my questions and made me feel confident to make this investment. Don't hesitate taking this course!
Kathryn Royal
11:59 31 Aug 18
Great course! You'll work very hard (it's very intensive) but definitely worth it. I totally recommend it.
Sol Montaser
09:00 27 Jul 18
The class was very good. The instructor John is friendly and very thorough with his classes. William, in the front office, is a joy and is very helpful with all of my course needs. Tita, is very nice and was helpful in explaining different options for working and staying in Madrid.
Jaime Tully
08:59 27 Jul 18
John is a good teacher and he puts efforts inorder to understand your requirements. He teaches you in the right ways, like how to present the language in a simple way, how to keep the motivation on, etc.It´s a intensive course but it´s really worth !!Willam is a good administrator. Thanks for all the help and support. 🙂
Tanya Bhagat
11:41 18 May 18
The course is very intensive but IT IS REALY WORTH! If you are looking for a course that teaches you how to become an English teacher, well this is the best one. You really get the better skills for teaching English at all levels with a clear knowledge about what you are doing. The staff of the course is really nice and helpful. He is a really nice person who helps you whatever you need.Teachers here at really good and they really know how to train you as a English teacher very well.
Dro !
11:24 18 May 18
I am very pleased with my experience at EBC Madrid. Professor John was an amazing mentor that really prepared my classmates and I to teach English. I feel confident going into the job market and finding a teaching job.
Elizabeth Wohlford
15:28 08 Mar 18
EBC Madrid had equipped me with the necessary knowledge and skills I need to be better in teaching. William is so nice and is very accommodating to us students. And, John is the best teacher who can simplify and make the students understand even the most complicated grammatical concept. Kudos!
Anne Marnelli
14:42 08 Mar 18
The course is very intensive but it helps a lot to bring out the best in me. John is an amazing teacher and he is very professional. I'm very thankful for all the guidance and help that I received from EBC. I highly recommend it.
Roxanne A.
14:42 08 Mar 18
The course is really useful. It makes you equipped with the right knowledge, training and attitude. Things you need to have that confidence to go out and face the world as an English teacher. Highly recommended!
Pedi Dela Cruz
14:25 08 Mar 18
This is a great place to get your TEFL certification. The staff is kind, organized and very helpful. It was such a comfortable learning environment that I enjoyed very much. I liked the personalized attention and I got a lot more confidence and experience to be an English teacher. Thanks for everything!
Victoria Metz
10:35 02 Feb 18
I found the instruction throughout the course to be very effective and I finished the course feeling excited and prepared to begin teaching. There is nothing fancy about the EBC facility, however this doesn't in any way reduce the overall quality of the course. John, the instructor, has extensive experience (both as an TEFL teacher and a TEFL course trainer), which is evident in the thoughtful organization of the course. My class had only five students, which created lots of time for personal attention and advice. Make sure you come prepared to work hard!
Adam Schreiber
12:06 14 Dec 17
It was a great and intensive course! I learned and enjoyed this whole learning how to teach experience. Thank you very much for your time and knowledge. I feel well-prepared now. EBC Madrid, 2017.
Michele Buitron
11:57 14 Dec 17
I've just finished my EBC TEFL course. It was a great experience. I definitely recommend this course. John is an amazing teacher and he is very professional. It was just a pleasure. Thank you so much and good luck!
Natalia Egorova
15:04 10 Nov 17
The course has been really useful and the teacher, John, made the classes so much fun and very interesting. It is has been a great experience and has helped me realise how much I really enjoy teaching. It has also been a bit intense at times but I would recommend this course to anyone who would like to become an English teacher.
Natasha Jimenez
20:17 05 Oct 17
Class of August 2017.It's been a busy stressful 4 weeks but I am happy the group and I have all made it and we have TEFL certificates to show for all our hard-work and sleepless nights. Much thanks to our trainer John for his patience and ability to find solutions and guidance to help you find your way and energy throughout the course. EBC international is the best place to learn and share your knowledge of teaching. And for people like me who has no idea how to teach things like grammar and also to learn the grammar...this is the place to be!
Ashley Kabanda
11:14 31 Aug 17

Share this page


WhatsApp chat Click to WhatsApp us